[petrol]

Credit Cards | Cracked.com
Pretty funny. And sadly true.

[srt 10 jimbo]

That's why I only use a Debit/credit card. Cant charge more then what I have in the Bank

[BarryHalls]

VERY true. It's uttery usury, and should be illegal. I fell victim to credit cards because I didn't understand them. Now that I do, I will NEVER have another one!

[petrol]

I only buy what I can afford to pay for. I think I've paid finance charges about twice. I like the protection that credit cards provide.

[.22guy]

That picture tutorial is pretty funny!

[Kentucky Fan]

CRACKED HECK YES I love that site.

[TGF]

Quote:       Originally Posted by BarryHalls

VERY true. It's uttery usury, and should be illegal. I fell victim to credit cards because I didn't understand them. Now that I do, I will NEVER have another one!

I don't agree they should be illegal, when I first encountered them I feel pray to them a bit and ran up about 4k in cc debt. I worked hard paid them off and now leverage them to work for me. I pay my balance off several times a month, haven't paid interest in 11 years, and it yeilds between 1 and 3% cash back to me every year which usually comes up to about 2000 dollars. In the end I have gone from paying the credit cards to making them pay me. A credit card is like a gun, or a hammer. Its a tool, used properly it is powerful, used improperly it can be down right deadly.

Don't forget the fringe benifits either. All of the airline executive clubs I have free entry to, very useful on long lay overs, and semi-non-public bathrooms in the airports are a god send. There are also discounts and the availibility to have a whole lot of capitol availible in an oh sh!t situation, without actually having to carry around the money.

[XIDshooter]

Gotta go with Petrol on this,NEVER charge what you can't pay off at the end of the month.
They are great for building credit,but are better at wrecking it if you're not careful.
I have 2 credit and 1 debt and stilprefer to carry a little cash for the small items that can add up if I don't pay attention.

[Oxford]

I'm really upset about the interest I'll be paying after 1,000 years. Just look at the link to find out. Credit Cards | Cracked.com Who can I complain to? Ooops! That'd be me for being a sucker for using that much credit. Guess my descendents will have to pay off my 1,000 year crard debt. Geeze!