Had some gun parts that were to ship out to me today, and the company called and said my card was N/G... I new right away there was a problem. Called the credit card company and they said someone charged $1400.00 on my card yesterday... yup some POS stole my card number..
First time, but a guy I work with had his stolen a week and a half ago..
Had some gun parts that were to ship out to me today, and the company called and said my card was N/G... I new right away there was a problem. Called the credit card company and they said someone charged $1400.00 on my card yesterday... yup some POS stole my card number..
First time, but a guy I work with had his stolen a week and a half ago..
Wouldn't you like to catch the bastids...
I hope you talked to the Fraud dept. By Federal Law, You may have to Pay 50.00, but thats all. They should be able to track the purchase, and I hope they Gave you a new card and No. !!!
Rich
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[I]You know you might be facing your doom,when all you get is a click when you're expecting a BOOM!:( [/I]
Mom's card had that happen about a month ago. The card company called her i believe and asked if she had charged 2k the day before. hope they catch the bastards that do that stuff
Happening a lot lately. Happened to my wifes card, but that card company saw the use and called her. I guess they have, all card companies, have a list of known places stolen numbers get used at. That's how they caught hers anyhow. Only spent about $400. on hers though.
Mine I caught myself as there was a charge to the apple ipod store and I nor my wife nor my kids own an ipod so I knew that wasn't me... lol I got lucky. Just was calling to see if a charge I knew I made had gone through yet and heard it on the automated section of my card.
Mooseman is correct, you shouldn't be held responsible for any of it if only the $50. bucks or so. My wife owed nothing.
What gets me, is they know there's a website of all these credit card numbers being sold. Saw this on 20/20 or 48 hours or something. They didn't show or give the websites name, but showed people buying and selling credit card numbers for like $5,$10,$15 and $20 dollars. Then they showed them charge $1.00 on it to prove or verify it was a good number before buying or selling it.
It's a crappy feeling. I hope you get it resolved and don't owe anything and can soon get a new card and card number and get your stuff you should have already gotten.. You are not alone in how you felt and what happened. It happens way too much...
__________________ "My next door neighbors two dogs have created more shovel ready jobs then Obama has." - Gary Johnson
My card was denied because someone racked up $2300 to on-line gambling. I didn't have to pay it. Heck, I didn't even have a computer when that happened. Ya just never know. But I check my statement very carefully.
you need to get an identity theft prevention system. i use life-lock it's guarenteed
to prevent id. theft or they will pay to get your credit and other probs. fixed
it's the one you hear advertised on tv and radio where the c.e.o. gives out his ss#
it's not to expensive and it works.
i had it about two-three weeks and they called me about someone using my name
trying to buy a j.deere farm tractor. wanted to know if it was me or not. when i told them no, they set up a sting with the dealer and caught the person.
so i know it works!!
__________________ JESUS....THE REAL HOPE AND CHANGE
I use Citi Card and when someone attempted to use my stolen card info, the CC company called to verify before approving the transaction. They saved my bacon ...
Mad Hatter... it doesn't feel very good, I understand.
Buy a criss-cross shredder and be careful what you throw away and leave on a table in a restaurant...
__________________ You don't scare me! Work on it!
Oooh I know how that is Madhatter ! Last year some punk a*$ dopefeind loser hijacked some of my mail from one of my business credit cards that just happened to have contained "courtesy" checks. He forged and fraudulently cashed a check against my CC account for $900.00.
We promptly called the CC Co., and the police and filed a report. The dipstick was so smart he used his real name ! I looked up his name on the state of alaska courts website and found, of course, that he has a record for fraud and other felonies
Sometime later, the mailcarrier was delivering mail and PUT IN MY HAND, a letter from this loser that was sent from jail, addressed to the neighboring business ( I never opened it of course, but I did photocopy the outside of the envelope ). I promptly called the police and they actualy sent an officer to my business. The officer called an investigator to find out if he could impound it. He ended up taking it with him. No clue what happend from that point on except that I never saw anyone from the neighboring business get arrested.
Those mailout courtesy checks are BAD NEWS, the CC cos. should wise up and stop all those mass mailings of them. It costs consumers massive amounts of money. It costs the CC cos nothing for fraud like that so they continue to do it. Maybe "gasp" it is time for another law preventing those things from being mailed to consumers unsolicited.
I use Citi Card and when someone attempted to use my stolen card info, the CC company called to verify before approving the transaction. They saved my bacon ...
Mad Hatter... it doesn't feel very good, I understand.
Buy a criss-cross shredder and be careful what you throw away and leave on a table in a restaurant...
Yea, that's the card my wife and I both have and the one that caught someone using it and who called I mentioned in my post. I was impressed.
Quote:
Originally Posted by bigbuddy21
you need to get an identity theft prevention system. i use life-lock it's guarenteed
to prevent id. theft or they will pay to get your credit and other probs. fixed
it's the one you hear advertised on tv and radio where the c.e.o. gives out his ss#
it's not to expensive and it works.
i had it about two-three weeks and they called me about someone using my name
trying to buy a j.deere farm tractor. wanted to know if it was me or not. when i told them no, they set up a sting with the dealer and caught the person.
so i know it works!!
As for buying a preventative theft system like life-lock, I don't think we should have to let alone pay for something that's more then likely somewhat the credit card companies fault as well. There are others that I suppose could be blamed, as well as the people themselves. Well those that are careless with there cards/numbers anyhow. Then there's the businesses that have their computer systems hacked into or the companies that are careless with whop they hire. I just can't stand the thought of having to get something like that when if people would just do their jobs, credit card companies would make stricter charging rules. I'm sure there are many things that could be done to reduce and prevent identity and credit card number thefts. I mean, most places don;t even ask to see your ID when you whip out a charge card anymore. If businesses would do that it would reduce some I'm sure. And then with internet purchases, if they'd set up some code approval system would also work.
One credit card I have (was MBNA now Bank of America because they bought MBNA out) but it lets me generate a random 16 digit number. assigned to my main account and I can set the dollar limit and for how long it's good for. I use that a lot. I love that feature. Then if someone gets that number, it's only good for a small amount...
I also don't think they should by law be allowed to send any pre-approved application offers or courtesy checks through the mail. I mean sure, the courtesy checks are a nice thought, but let's face it, the only reason they do it is in the hopes you spend more money so they can charge you a hefty finance charge. Speaking of finance charges, the Federal Gov. has dropped the to what now, 3% or something near that? And has anyone seen the interest on their credit card drop in turn? I mean most base the rates on the prime rate plus some right. So if the prime rate goes down, so then should our rates, but they aren't and haven't.
As for those pre-approved offers,I get so many in a month it's pathetic. I mean, it isn't like we don't know what cards are out there and if we really wanted to apply for one we couldn't either pick up and ap somewhere, call them or go to their website.
Also, credit card companies, fraud agencies, and the like, know where they sell these numbers that are stolen, know where they check them out to make sure they are good numbers and all that. I just don't we should have to take more money out of our own pockets to buy something to protect us from something we shouldn't even have to worry about to begin with. Most can't afford another $10 bucks a month.
Maybe our flipping politicians should worry about this crap instead of gun bans and other gun issues that will only effect law abiding gun owners anyhow. Not like criminals will care; About gun laws or credit card theft. They into both I'm quite sure.
Last edited by GlockMeister; 04-07-2008 at 11:46 PM.
Reason: Automerged Doublepost
I run a small I.T. security consulting firm and have been in the field for over 30 years (way back to the 110/300 baud modems when Internet wasn't a word yet)... and have been a speaker for security symposiums for over 20 years. Many, many years ago hacking wasn't profitable.... it was just a game to most kids to see if they could into a system or not -- ala Wargames.
Now things have changed alot, obviously. I saw that someone mentioned leaving your card # on the receipt at a restaurant -- a good thing to keep on your awareness forefront. But another major place card #'s are being compromised are on the systems themselves that STORE the cards, and/or if you use a wireless laptop or shared network to buy or sell things online. I never send my card #'s through the Internet, choosing instead to personally call the business to buy things and give them my #'s over the phone.
But that's where the other problem is. Be sure you instruct the company you're buying from that they are NOT allowed to store your information on a computer system. With what I.T. security audits cost, many businesses don't conduct them. They simply choose to "hope for the best". That isn't good enough. How many years have we been getting Microsoft security patches? When I'm presenting lectures, I have a difficult time saying MICROSOFT and SECURITY in the same sentence. Companies that practice storing your credit card info on their systems create the big hacker target database -- and ultimately get sold to the bad guys when someone gets in. Rarely does the company have to foot the bill for being compromised, although they ARE accountable. Instead, the victims and the taxpayer ultimately eat the fraud losses in the form of higher administrative costs for the cards and the FDIC (who is funded primarily by taxpayers). Even though you may not pay for an individual fraud when someone tries to buy that item with your card #, SOMEONE is paying for it. And it isn't the credit card company soaking up all those billion$ in fraud losses.
Mom's card had that happen about a month ago. The card company called her i believe and asked if she had charged 2k the day before. hope they catch the bastards that do that stuff
ya, but most6 of them are in africa or another backwards ass place
It happened to me last year, and I've still got some magazine compant trying to collect on mags I never ordered. Had to cancel all my cards, and I NEVER use them on the computer now, unless it's a fortified company that I know, like Brownell's. And I give the number to them off the computer, and have them pull it up when I order.
Even though they are refusing to handle firearms transactions, that is why the concept of PayPal is a good one. No one at the other end gets to see your account information, only the amount you have paid.
Although I resent their denial of their technology re: firearms transactions (10 words or less: they're scared of liability/accessory charges in court), their system does work. I have never had a PayPal transaction, either as buyer or eBay seller, go wrong. And if you buy something atypical, they will email you and request you confirm it's really you purchasing the thing. They've done that twice when I've bought Dyson parts for my vacuum cleaner from a British seller. I could wish more companies did business that way.
I am as very careful with my cards, (no receipt left anywhere), the a-hole that robbed it, knew the max. limit and maxed it out to a even number (within one dollar), leaving me to believe they got or tried to get a cash advance..
Hope they're brought to justice. I wouldn't feel too bad about it -- it's the perp's fault for doing it, and the CC company's fault for letting it happen. It's not YOUR money, it's theirs. So you really have no worries.
I have very little sympathy for the CC companies who send out the courtesy checks, endless offers of credit, etc. It's entirely too easy to borrow and scam. Luckily, we're not responsible for any of this.
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God gives us free will; the statist tries to take it away
Hope they're brought to justice. I wouldn't feel too bad about it -- it's the perp's fault for doing it, and the CC company's fault for letting it happen. It's not YOUR money, it's theirs. So you really have no worries.
I have very little sympathy for the CC companies who send out the courtesy checks, endless offers of credit, etc. It's entirely too easy to borrow and scam. Luckily, we're not responsible for any of this.
... thus the credit problem in this country.
__________________ You don't scare me! Work on it!
Yeah, that's true, but I was thinking more along the lines of someone using your card fradulently and how little safeguard some CC companies provide (some are better than others). I once had someone trying to sell me that "credit insurance" offered by the company that issued the card (since you're only responsible for $50 at most it's a scam by the CC company) -- I just remarked to them that because fraud by someone else wasn't my responsibility that they needed the "credit insurance" more than I did.....
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God gives us free will; the statist tries to take it away
When I use a credit card it's usually to order something (example) from Cabela's by telephone.
I have found that they keep our credit card number I use is in there data base. So isn't that a risk that a company has your CC # in there computer at all times ?
Another thing, when I use my Debit card I type in my pin with my right thumb and cover the key pad with my big left hand where as know one will see my pin number.
Yet I see so many people stand at the machine and type in there pin numbers with out concern of anyone seeing what they type in.
I worry about crap like this happening to me !
There's little actual risk from a credit card number being captured (other that some of your time). Unless you're just grossly negligent (i.e. drunk in a brothel passing out your credit card # or some similar debacle) you're not responsible for unauthorized charges. This might demand a firm hand, depending on your CC company (it's a bonus if the one that gets scammed is different from the one issued by your bank). Many (mine does) banks also guarantee that if your debit card gets scammed that they'll replace the $ to your account. I worry just a little more about this because in the case of a debit card, the money goes away first and I have to act to get it back (but, again, my bank guarantees this against fraud and many do). In the case of a CC, you simply don't pay the $ in dispute, no matter what.
__________________
God gives us free will; the statist tries to take it away
I looked up his name on the state of alaska courts website and found, of course, that he has a record for fraud and other felonies
