@$$*%$ Got me again!!!

daddyo · 09-16-2008, 03:03 PM

Several years back I was on my way to one of my accounts, listening to the radio, and the news came on and started talking about how some personality that was the spokesperson for the AT&T card (Tiger Woods?) had had his card number stolen with a bunch of others from AT&T. I got a good chuckle out of that, and thought "Wow, glad I cancelled that card a couple of years ago".
The thought was no sooner past than my cellphone rang. It was my wife telling me w had just gotten a bill from our cancelled AT&T card. Turns out AT&T wasn't really closing the accounts, but merely listing them as dormant with minimal security and someone had stolen a bunch of the dormant numbers. They made it right, but makes you think. If AT&T can get hit, anyone can.
Personally, I always use a credit card (not a debit card, won't even let one of those be issued) for internet purchases. Haven't had any problems so far, but figure its easily taken care of. I'm more leary of sending any form of cash, as I've had a good bit of trouble with my card being charged and the stuff not showing up.

Shaun · 09-16-2008, 06:34 PM

Moose in most cases the card information has been gained by someone you know - sorry to say but the prime suspects in identity theft are those around us. Now what you can do is to put fraud victim alerts on youe credit reports requiring physical verification. Then have the account number changed on the current account and file criminal reports regarding the theft.

andrew cochran · 09-16-2008, 06:41 PM

Can ya pm me with the info too. I had somebody try to buy some kinda game on one of mine. And I hardly use the thing for anything except buying stuff online on gun websites.

just_a_car · 09-16-2008, 07:17 PM

No, I can't PM you all with the info, my inbox is now 100% full with the PM's I just sent and I can't afford a G&G subscription to increase my inbox. The reason I'm not posting it is because A) I don't know if it was them, it could've been another online vendor months before that had the issue and it took that long for my number to be sold and used by a criminal and B) I can't find the packaging or bill of lading for the stuff I bought, so I can't verify which company it was and I don't recall due to it being back in early April.

jackar · 09-16-2008, 08:00 PM

They got me when I ordered nerf bars and bed rails for my pickup. I bought the items new on Ebay and telephoned and put the items on my CC. I cooperated with the CC company and never had to pay the illegal purchases which came to $2600.00.

gunnerdave · 09-16-2008, 08:20 PM

Quote:

Originally Posted by Mooseman684

I don't know how these Pukes are doing it, But I am again the victim of Identity/Credit Card theft...this is the 4th time...
Today I got a bill from a Card I have had paid off for months and it had like 6 charges that I tracked to of all things...Porn Sites. I live in the Alaska wilderness, my credit Cards are not accessible to anyone, even my GF, and I do not use them on the Internet unless it is a very secure site and normally a company I have done business with in the past primarily for Gun parts and Gunsmith supplies. How are these people getting My card Number and exp. date ???
My receipts and papers are either piled in Boxes or Burned here at Home.
Any clues ? I want some Butt to kick!

Might be time to join Lifelock. I got a call from one of my credit cards' security folks a couple of years back. (Fleet, before they were bought by Bank of Amigos). They asked me about ~$1500 in attempted charges over the previous couple of weeks in the northeast U.S.(I live in Colorado). I told them I hadn't made any charges on that card in months. They had declined several other big-ticket attempts before they called me. Long story short, I was held responsible for nothing, and they wrote off about $39 worth that slipped through. Makes me wonder if it wasn't one of their folks trying to use my number. Other credit card outfits may not be so generous. I got rid of all of my cards except for the one at USAA (best interest rate, but I keep the balance at zero).

$10/month/family member is cheap insurance covering you for up to $1 million. Check it out: www.lifelock.com . If you're an NRA member, you get 2 months coverage for free. Details on the NRA site.

HTH

Dave

GlockMeister · 09-16-2008, 08:21 PM

One reason why I like the fact one of my credit cards, use to be MBNA but now owned by Bank of America, but anytime I buy online, I can not only generate a random 16 digit account number still associated to my card, but they never see or get the real number, and I can also set the linit and how loing it's good for.

What irritates me is all these credit card companies no the sites that these people use. The ones they test the card number on to verify it's a good number and the ones they sell the stolen numbers on. Yet they only monitor it to gain more info rather then shut them down or go after the people.

I've seen so many stories on shows like 20/20, 48 Hours, 60 Minutes or the like, on credit card theft and they all seem to know/knew where to look.

I partially blame retailers. Some don;t upgrade their security, some have employees that don't follow the guidelins. What I mean by this, even in line at a store, I rarely get asked for my I'd to confirm I'm the owner of the card.

Mooseman, sorry it happened to you again. Maybe get a Bank of America card, so you can get a random number for when you charge? Then, when someone gets a hold of it that plans on using it or selling it, they only get a few bucks and it's only good for a short time. I make mine for slightly more then my purchase and make it good for only a month after I use it.

One has to take every precaution they can. One has to watch out for themselves. One can only count on themselves 100% of the time to prevent or help prevent such things from happening...

GlockMeister · 09-16-2008, 08:26 PM

Quote:

Originally Posted by gunnerdave

Might be time to join Lifelock. I got a call from one of my credit cards' security folks a couple of years back. (Fleet, before they were bought by Bank of Amigos). They asked me about ~$1500 in attempted charges over the previous couple of weeks in the northeast U.S.(I live in Colorado). I told them I hadn't made any charges on that card in months. They had declined several other big-ticket attempts before they called me. Long story short, I was held responsible for nothing, and they wrote off about $39 worth slipped through. Makes me wonder if it wasn't one of their folks trying to use my number. Other credit card outfits may not be so generous. I got rid of all of my cards except for the one at USAA (best interest rate, but I keep the balance at zero).

$10/month/family member is cheap insurance covering you for up to $1 million. Check it out: www.lifelock.com . If you're an NRA member, you get 2 months coverage for free. Details on the NRA site.

HTH

Dave

I hate the fact I'd have to do this to get what a credit card company should be doing for me anyways. Last thing I need is to give yet someone else money I don't have or can't afford every month. If this guy can come up with or who ever came up with this protection, why the heck can't our credit card company or didn't our credit card company figure it out? Or did they ? lol

It grinds my gears to think I have to join or have such a thing to prevent this crap.. I just watch my cards and I check them once a week for fraudulent purchases. I also shred everything I can or feel needs to be shredded.

Mooseman684 · 09-16-2008, 09:40 PM

I called the Credit Bureau after talking with My Banker. I'm getting a credit report and I placed Fraud Blocker on My Credit...It is only good for 90 days but that is a start...Nobody has access to My credit cards or statements as I am very secure about that....Even My Girlfriend doesnt have access to them or know how many I have in the safe...I will be digging up receipts and going to a new filing system to keep track of every place I use one of My cards from Now on....I Will then be able to track back and provide the Fraud dept. with some Key Evidence to catch the pukes...On the other hand, My Banker told me the crooks are using random number generators and when they get a hit...Bam...They got you !
Rich

gunnerdave · 09-17-2008, 12:12 PM

Quote:

Originally Posted by GlockMeister

I hate the fact I'd have to do this to get what a credit card company should be doing for me anyways. Last thing I need is to give yet someone else money I don't have or can't afford every month. If this guy can come up with or who ever came up with this protection, why the heck can't our credit card company or didn't our credit card company figure it out? Or did they ? lol

It grinds my gears to think I have to join or have such a thing to prevent this crap.. I just watch my cards and I check them once a week for fraudulent purchases. I also shred everything I can or feel needs to be shredded.

That annoys me as well, but the protection is really for your identity. IIRC, by law, you are only responsible for the first $50 of the fraudulent credit card charges unless that's been changed. If someone has gotten your credit card number(s) they may well have also gotten a hold of your SSAN. The service will protect anything associated with it, to include fraudulent loans obtained to buy things like houses, boats, cars, RV's, etc. They renew fraud alerts for you every 90 days with all 3 credit bureaus so they stay in place. Also scan sites known for selling personal info. The credit card thing is just icing on the cake, as it were.

magicjeep · 09-17-2008, 01:50 PM

I had a credit card stolen one time while it was going thru the mail. I had no idea until the company called me and asked if I have been to Detroit recently. When I answered no they asked for a description. Apparently someone got a hold of the new card and tried to take a cash advance at a bank in Detriot and when asked for ID the man bolted out of the bank.

Just a note about lifelock. The company is being sued by several states for no doing what they are promising. According to a newpaper article I read awhile back, the owner has had his ID stolen a few times since advertising his SS#.

gunnerdave · 09-17-2008, 02:04 PM

Interesting. I'll have to follow that closely. If the service isn't as advertised, no sense throwing money down a rathole. Thanks for the heads-up.

GlockMeister · 09-17-2008, 02:41 PM

Quote:

Originally Posted by magicjeep

I had a credit card stolen one time while it was going thru the mail. I had no idea until the company called me and asked if I have been to Detroit recently. When I answered no they asked for a description. Apparently someone got a hold of the new card and tried to take a cash advance at a bank in Detriot and when asked for ID the man bolted out of the bank.

Just a note about lifelock. The company is being sued by several states for no doing what they are promising. According to a newpaper article I read awhile back, the owner has had his ID stolen a few times since advertising his SS#.

Well the policy of a new or replacement credit card is it has to be activated from your home phone. So how did this person get it activated? That would have been the first question I'd of asked?

GlockMeister · 09-17-2008, 02:44 PM

Quote:

Originally Posted by Mooseman684

I called the Credit Bureau after talking with My Banker. I'm getting a credit report and I placed Fraud Blocker on My Credit...It is only good for 90 days but that is a start...Nobody has access to My credit cards or statements as I am very secure about that....Even My Girlfriend doesnt have access to them or know how many I have in the safe...I will be digging up receipts and going to a new filing system to keep track of every place I use one of My cards from Now on....I Will then be able to track back and provide the Fraud dept. with some Key Evidence to catch the pukes...On the other hand, My Banker told me the crooks are using random number generators and when they get a hit...Bam...They got you !
Rich

Moose, if it helps, anytime I make an online purchase, when I get the email confirmation, I have a folder labeled online purchase confirmations, some specifically labeled with that companies name if I do enough business with them, one I can name off the bat, Sportsmans Guide and I'll add, I've never had this or any other problem with/from them... Then if and when I have any questions, that's the first place I look. Then when the stuff arrives, I have a special hanging/file folder labeled online purchases. Then again, if I didn't get an email confirmation and only got the physical receipt with my order, I have that to go to... Hope that helps or gives you a possible way to do it?

Cyrano · 09-17-2008, 02:55 PM

It's not just credit cards, guys. We have one of those nationwide, call-as-much-as-you-want phone plans. A couple of months ago a new service we hadn't ordered showed up on the phone bill. Someone had hacked our phone account, no idea how, and we were getting billed for a service the hacker ordered. It took half an hour on the phone to track down the company that was sending the phone company the bill, but I finally got hold of them and got hold of a person. We discussed the matter & they investigated on their computers. The hacker lived in Missouri. The service company cut off the account this turkey had opened and rebated the money we had paid on the phone bill for that account.

But the thing is, we shred all the bill-related stuff except the page you need to pay the bill - by check; we don't do online banking. How did the hacker even get enough information to open the account in the first place?

magicjeep · 09-17-2008, 07:29 PM

Hey Glock, thats a good question, I hadn't thought of that. Maybe thats why the bank teller asked for ID??

Its amazing how these criminal get their hands on your information. They do everything from dumpster diving to making gadgets that can steal your ATM card number when you put it in the machine or even those new "touch and go" credit cards.

::Edit::

Here's a link to a story about lifelock

http://www.cnn.com/2008/CRIME/05/22/....ap/index.html

GlockMeister · 09-18-2008, 03:43 AM

Quote:

Originally Posted by magicjeep

Hey Glock, thats a good question, I hadn't thought of that. Maybe thats why the bank teller asked for ID??

Its amazing how these criminal get their hands on your information. They do everything from dumpster diving to making gadgets that can steal your ATM card number when you put it in the machine or even those new "touch and go" credit cards.

::Edit::

Here's a link to a story about lifelock

Fraud-prevention pitchman becomes ID theft victim - CNN.com

I wonder if when that teller asked to see an Id if it was after she'd tried to run it for the cash advance or after? Or if this was one of those real brainiac criminals that forgot to remove that sticker that says, remove sticker after activation? lol

Oh and by the way I forgot to mention, thanks for that link. It was a good read. lol 87 instances. lmao.

09-16-2008, 03:03 PM	#21
daddyo Senior Member Join Date: Aug 2007 Location: Birmingham, AL Posts: 326 Blog Entries: 1	Several years back I was on my way to one of my accounts, listening to the radio, and the news came on and started talking about how some personality that was the spokesperson for the AT&T card (Tiger Woods?) had had his card number stolen with a bunch of others from AT&T. I got a good chuckle out of that, and thought "Wow, glad I cancelled that card a couple of years ago". The thought was no sooner past than my cellphone rang. It was my wife telling me w had just gotten a bill from our cancelled AT&T card. Turns out AT&T wasn't really closing the accounts, but merely listing them as dormant with minimal security and someone had stolen a bunch of the dormant numbers. They made it right, but makes you think. If AT&T can get hit, anyone can. Personally, I always use a credit card (not a debit card, won't even let one of those be issued) for internet purchases. Haven't had any problems so far, but figure its easily taken care of. I'm more leary of sending any form of cash, as I've had a good bit of trouble with my card being charged and the stuff not showing up. __________________ "Apparently when she said 'Go on, do whatever the h**l you want' it didn't mean what I thought"

09-16-2008, 06:34 PM	#22
Shaun Super Moderator Join Date: Mar 2002 Location: Nashville, TN Posts: 8,619 Images: 1	Moose in most cases the card information has been gained by someone you know - sorry to say but the prime suspects in identity theft are those around us. Now what you can do is to put fraud victim alerts on youe credit reports requiring physical verification. Then have the account number changed on the current account and file criminal reports regarding the theft. __________________ "Homeland Security is the responsibility of an armed citizen" ME http://webpages.charter.net/s.s.v/

09-16-2008, 06:41 PM	#23
andrew cochran Senior Member Join Date: Nov 2007 Location: Little town in ARKANSAW! Posts: 2,320	Can ya pm me with the info too. I had somebody try to buy some kinda game on one of mine. And I hardly use the thing for anything except buying stuff online on gun websites. __________________ If you don't have anything good to say... Don't say it!

09-16-2008, 07:17 PM	#24
just_a_car Senior Member Join Date: Oct 2006 Location: Edmonds, WA Posts: 3,639	No, I can't PM you all with the info, my inbox is now 100% full with the PM's I just sent and I can't afford a G&G subscription to increase my inbox. The reason I'm not posting it is because A) I don't know if it was them, it could've been another online vendor months before that had the issue and it took that long for my number to be sold and used by a criminal and B) I can't find the packaging or bill of lading for the stuff I bought, so I can't verify which company it was and I don't recall due to it being back in early April. __________________

09-16-2008, 08:21 PM	#27
GlockMeister Senior Member Join Date: Dec 2007 Location: Northern Illinois Posts: 6,257	One reason why I like the fact one of my credit cards, use to be MBNA but now owned by Bank of America, but anytime I buy online, I can not only generate a random 16 digit account number still associated to my card, but they never see or get the real number, and I can also set the linit and how loing it's good for. What irritates me is all these credit card companies no the sites that these people use. The ones they test the card number on to verify it's a good number and the ones they sell the stolen numbers on. Yet they only monitor it to gain more info rather then shut them down or go after the people. I've seen so many stories on shows like 20/20, 48 Hours, 60 Minutes or the like, on credit card theft and they all seem to know/knew where to look. I partially blame retailers. Some don;t upgrade their security, some have employees that don't follow the guidelins. What I mean by this, even in line at a store, I rarely get asked for my I'd to confirm I'm the owner of the card. Mooseman, sorry it happened to you again. Maybe get a Bank of America card, so you can get a random number for when you charge? Then, when someone gets a hold of it that plans on using it or selling it, they only get a few bucks and it's only good for a short time. I make mine for slightly more then my purchase and make it good for only a month after I use it. One has to take every precaution they can. One has to watch out for themselves. One can only count on themselves 100% of the time to prevent or help prevent such things from happening... __________________ I'd rather be tried by 12 than carried by 6!

09-16-2008, 08:00 PM	#25
jackar Senior Member Join Date: Apr 2008 Posts: 178	They got me when I ordered nerf bars and bed rails for my pickup. I bought the items new on Ebay and telephoned and put the items on my CC. I cooperated with the CC company and never had to pay the illegal purchases which came to $2600.00.

09-16-2008, 09:40 PM	#29
Mooseman684 Super Moderator Join Date: Dec 2005 Location: Alaska Wilderness Posts: 10,524 Images: 2	I called the Credit Bureau after talking with My Banker. I'm getting a credit report and I placed Fraud Blocker on My Credit...It is only good for 90 days but that is a start...Nobody has access to My credit cards or statements as I am very secure about that....Even My Girlfriend doesnt have access to them or know how many I have in the safe...I will be digging up receipts and going to a new filing system to keep track of every place I use one of My cards from Now on....I Will then be able to track back and provide the Fraud dept. with some Key Evidence to catch the pukes...On the other hand, My Banker told me the crooks are using random number generators and when they get a hit...Bam...They got you ! Rich __________________ You know you might be facing your doom,when all you get is a click when you're expecting a BOOM!

09-17-2008, 01:50 PM	#31
magicjeep Senior Member Join Date: Jan 2008 Location: Central NJ Posts: 107	I had a credit card stolen one time while it was going thru the mail. I had no idea until the company called me and asked if I have been to Detroit recently. When I answered no they asked for a description. Apparently someone got a hold of the new card and tried to take a cash advance at a bank in Detriot and when asked for ID the man bolted out of the bank. Just a note about lifelock. The company is being sued by several states for no doing what they are promising. According to a newpaper article I read awhile back, the owner has had his ID stolen a few times since advertising his SS#.

09-17-2008, 02:04 PM	#32
gunnerdave Senior Member Join Date: Aug 2008 Location: Colorado Posts: 197	Interesting. I'll have to follow that closely. If the service isn't as advertised, no sense throwing money down a rathole. Thanks for the heads-up. __________________ Show me where Josef Stalin is buried & I'll show you a communist plot.

09-17-2008, 02:55 PM	#35
Cyrano Senior Member Join Date: Oct 2007 Location: New York Posts: 2,990	It's not just credit cards, guys. We have one of those nationwide, call-as-much-as-you-want phone plans. A couple of months ago a new service we hadn't ordered showed up on the phone bill. Someone had hacked our phone account, no idea how, and we were getting billed for a service the hacker ordered. It took half an hour on the phone to track down the company that was sending the phone company the bill, but I finally got hold of them and got hold of a person. We discussed the matter & they investigated on their computers. The hacker lived in Missouri. The service company cut off the account this turkey had opened and rebated the money we had paid on the phone bill for that account. But the thing is, we shred all the bill-related stuff except the page you need to pay the bill - by check; we don't do online banking. How did the hacker even get enough information to open the account in the first place?

09-17-2008, 07:29 PM	#36
magicjeep Senior Member Join Date: Jan 2008 Location: Central NJ Posts: 107	Hey Glock, thats a good question, I hadn't thought of that. Maybe thats why the bank teller asked for ID?? Its amazing how these criminal get their hands on your information. They do everything from dumpster diving to making gadgets that can steal your ATM card number when you put it in the machine or even those new "touch and go" credit cards. ::Edit:: Here's a link to a story about lifelock http://www.cnn.com/2008/CRIME/05/22/....ap/index.html Last edited by magicjeep; 09-17-2008 at 07:33 PM.