A lot of guys at our local range have the Mini14, and I like shooting them. Accuracy depends on the ammo used, and the shooter's skill. Reliability is generally good, but I have seen several bad magazines, one broken extractor, one broken firing pin and a scope mount that kept shooting loose. To be fair, I have also seen these same problems on top quality AR15's.
The Mini14 is a very good buy for the money. About $500 at the local Wally World.